We recently enjoyed a one night training here in Magrath by Mr Keith Russell of Cardston area. He presented a plan for prioritizing and elimination of debt through his method of 'planned spending' aka 'debt free spending'. Over a period of several years he has lived, taught and refined his program mostly as a community service. It got me enthused again on catching up on recording my own personal and business accounting - usually I wait until the tax man requireth his fees. His method takes recording of past expenses one step further, and after requiring entry of current cash flows, it looks at planning for expected upcoming expenses as well ..
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